Terms of Use

Effective Date: 1/1/2025

Introduction

Welcome to PayLessDebtNow.com. By accessing or using our website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our site.

Definitions
"Company," "we," "us," or "our" refers to PayLessDebtNow.com.
"User," "you," or "your" refers to the person or entity accessing or using our website.
"Services" refers to the lead generation services provided by PayLessDebtNow.com which connect users with third-party business debt relief providers.

Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. Your use of our site constitutes your acceptance of these terms.

User Eligibility
You must be at least 18 years old and a legal resident of the United States to use our services. By using our site, you represent and warrant that you meet these eligibility requirements.

Description of Services
PayLessDebt.com is a lead generation company that connects business owners seeking debt relief with qualified third-party providers. We do not provide legal, financial, or debt relief services directly. We are not a lender or a settlement company. Our role is strictly limited to connecting users with potential service providers.

User Accounts Registration
To access certain features of our site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process.

Account Security
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.

User Conduct
You agree not to use our website for any unlawful purpose or in any way that could damage, disable, or impair our services.

Prohibited activities include but are not limited to:
- Submitting false or misleading information
- Attempting to gain unauthorized access to our systems or other users’ data
- Interfering with other users' access to the site
- Engaging in any form of automated data collection without our prior consent

Intellectual Property
All content on PayLessDebtNow.com, including but not limited to text, graphics, logos, icons, and software, is the property of the Company or its licensors and is protected by United States copyright and trademark laws. Unauthorized use of this content is strictly prohibited.

Privacy Policy
Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review it to understand how we collect, use, and protect your information.

Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without any warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of the information provided on our site.

Limitation of Liability
PaylessDebtNow.com shall not be liable for any indirect, incidental, consequential, or special damages arising from or related to your use of the site or services, including but not limited to loss of data, revenue, or business opportunities.

Indemnification
You agree to indemnify and hold PayLessDebtNow.com harmless from any claims, losses, or damages arising from your use of our services or violation of these Terms of Use, or your interaction with third-party service providers.

Modifications to Terms
We reserve the right to modify these Terms of Use at any time. We will notify users of any significant changes via email or by posting a notice on our website. Continued use of the website after any such changes constitutes your acceptance of the new terms.

Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the state where PayLessDebtNow.com is headquartered.

Contact Information
If you have any questions about these Terms of Use, please contact us at team@paylessdebtnow.com

Your Consent
By using PayLessDebtNow.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.